You are currently viewing Bill Me Later Carding [Turtorial] – COMPLETE GUIDE

Bill Me Later Carding [Turtorial] – COMPLETE GUIDE

Bill Me Later Carding [Turtorial]

Bill Me Later Carding [Turtorial]

Hello today I will try to elaborate on how one may perhaps utilize the Bill Me Later service to card goods

First some insight on what is Bill Me Later? Here are a few facts:

-Bill Me Later is a pay-as-you-go (or as your target goes lol) method of paying for online goods by opening a new line of credit.

-It is similar to a credit card although no actual credit card is needed.

-Linked with PayPal this program uses the cardholder’s credit history to assess approval worthiness. (The richer the victim the better)

-Their service site offers a list of sites where one may use Bill Me Later instead of a credit card.

Now for the actual practice. As mentioned in the listing, this technique is not 100% guaranteed by any means, but with enough effort & common sense, it just may be possible to turn this into a gold mine.

Ok, so first things first you will obviously need some tools to start the carding process unless you like LE rats on your trail.

These tools include:

  • A laptop
  • Fake E-mail
  • A VM Software (I recommend Oracle VirtualBox) coupled with a VM loaded onto it (Whonix Gateway> Whonix Workstation recommended)
  • TrueCrypt encryption software
  • VPN of your choice
  • Wine for loading windows apps on Linux
  • Vip72 Socks client or similar
  • Keyscrambler
  • A target (preferably high credit score one) & their SSN (obtainable for people 30 & over on DOB Address Phone & a credit report on them (optional)

Once you have these things obtained you may proceed onward to the next. Bill Me Later Carding [Turtorial]


One: Open virtual workstation & start up all your security measures

Two: Access a Socks5 proxy within the location of your target’s city

Three: Use Tor & go to & sign up with target’s inf

Four: The target must be approved before being able to open a new line of credit. So wait for approval or if denied try another identity.

Five: Once you have an approved target, now the fun really starts (credit limit allowing)

Six: I recommend once you get this far to take it slowly & not do anything in a haste & greedily, so you might want to make small purchases to test the waters, then gradually build up to big stuff.

Seven: Rinse & repeat



Yet another recommendation: Try to find a BML site that sells those E-gift cards & has a no refund policy on them & buy those. Then stop, don’t use them just yet, you want to sell them for what’s next
After you’ve sold them (for bitcoins I hope & not real money) then go to a site called & buy some giftcards for bitcoins. They have a fairly decent selection including Amazon, Kohl’s Gamestop, etc.
You can then bulk load these gift cards into a real account like Amazon, where you can safely buy stuff since they were purchased with Bitcoins & not traceable money.
A bitcoin mixer can be used before buying from Gyft for a maximum paper trail severing.

Thanks for your read remember to always use drops, deny everything, and cover your tracks.

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